/* ==========================================================================
   Chesapeake Wealth Advisors | Modern Enterprise Design System & Stylesheet
   Brand: Chesapeake Wealth Advisors (Janney Montgomery Scott LLC)
   Standards: WCAG 2.1 AA Compliant, Mobile-First, Zero-Shift Architecture
   ========================================================================== */

/* --------------------------------------------------------------------------
   1. Design Tokens & Root Variables
   -------------------------------------------------------------------------- */
:root {
  /* Brand Palette */
  --color-primary: #642845;          /* Signature Deep Plum / Maroon */
  --color-primary-hover: #4e1d35;    /* Dark Plum Hover */
  --color-primary-dark: #371425;     /* Ultra Dark Plum */
  --color-primary-light: #883960;    /* Muted Plum Accent */
  --color-primary-soft: #fbf5f8;     /* Soft Plum Tint */
  --color-primary-border: #ebd3e0;   /* Light Plum Border */

  --color-navy: #0b2240;             /* Janney Corporate Navy */
  --color-navy-hover: #07172c;       /* Dark Navy */
  --color-navy-light: #163660;       /* Lighter Navy */
  --color-navy-soft: #f0f4f9;        /* Soft Navy Tint */

  --color-gold: #b38822;             /* Fiduciary Gold Accent */
  --color-gold-hover: #967018;       /* Darker Gold */
  --color-gold-soft: #fcf8ee;        /* Soft Gold Tint */
  --color-gold-border: #eedca4;      /* Gold Border */

  /* Neutrals & Surfaces */
  --color-surface-bg: #ffffff;       /* Pure White */
  --color-surface-subtle: #f8fafc;   /* Slate 50 Neutral Surface */
  --color-surface-alt: #f1f5f9;      /* Slate 100 Neutral Card Bg */
  --color-surface-elevated: #ffffff; /* Elevated Card */
  --color-border: #e2e8f0;           /* Slate 200 Card Border */
  --color-border-subtle: #cbd5e1;    /* Slate 300 Divider */

  /* Text & Contrast (Exceeds WCAG AA 4.5:1) */
  --color-text-main: #0f172a;        /* Slate 900 (>12:1 Contrast on White) */
  --color-text-muted: #334155;       /* Slate 700 (>7:1 Contrast on White) */
  --color-text-dim: #475569;         /* Slate 600 (>5.5:1 Contrast on White) */
  --color-text-white: #ffffff;       /* White */

  /* Semantic Feedback */
  --color-success: #15803d;          /* Forest Green */
  --color-success-bg: #f0fdf4;
  --color-error: #b91c1c;            /* Dark Crimson */
  --color-error-bg: #fef2f2;
  --color-info: #0369a1;             /* Informational Blue */
  --color-info-bg: #f0f9ff;

  /* Typography Scale */
  --font-family-sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji";
  --font-family-serif: "Georgia", Cambria, "Times New Roman", Times, serif;

  --fs-xs: clamp(0.75rem, 0.7rem + 0.25vw, 0.8125rem);      /* 12px - 13px */
  --fs-sm: clamp(0.875rem, 0.825rem + 0.25vw, 0.9375rem);   /* 14px - 15px */
  --fs-base: clamp(1rem, 0.95rem + 0.25vw, 1.0625rem);      /* 16px - 17px */
  --fs-md: clamp(1.125rem, 1.05rem + 0.35vw, 1.25rem);      /* 18px - 20px */
  --fs-lg: clamp(1.25rem, 1.15rem + 0.5vw, 1.5rem);         /* 20px - 24px */
  --fs-xl: clamp(1.5rem, 1.35rem + 0.75vw, 1.875rem);       /* 24px - 30px */
  --fs-2xl: clamp(1.875rem, 1.65rem + 1.15vw, 2.375rem);    /* 30px - 38px */
  --fs-3xl: clamp(2.25rem, 1.95rem + 1.5vw, 3.125rem);      /* 36px - 50px */
  --fs-display: clamp(2.5rem, 2rem + 2.5vw, 4rem);          /* 40px - 64px */

  --lh-tight: 1.15;
  --lh-snug: 1.3;
  --lh-normal: 1.55;
  --lh-relaxed: 1.7;

  /* Spacing */
  --space-2xs: 0.25rem;
  --space-xs: 0.5rem;
  --space-sm: 0.75rem;
  --space-md: 1rem;
  --space-lg: 1.5rem;
  --space-xl: 2rem;
  --space-2xl: 3rem;
  --space-3xl: 4.5rem;
  --space-4xl: 6rem;

  /* Layout Containers */
  --container-max: 1280px;
  --container-wide: 1440px;
  --container-pad: clamp(1rem, 4vw, 2.5rem);

  /* Elevation Shadows */
  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.08), 0 2px 4px -2px rgba(0, 0, 0, 0.06);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.09), 0 4px 6px -4px rgba(0, 0, 0, 0.05);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 8px 10px -6px rgba(0, 0, 0, 0.04);
  --shadow-card: 0 2px 8px rgba(15, 23, 42, 0.06), 0 1px 3px rgba(15, 23, 42, 0.04);
  --shadow-card-hover: 0 12px 24px -4px rgba(100, 40, 69, 0.12), 0 4px 8px -2px rgba(11, 34, 64, 0.08);

  /* Radii */
  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 12px;
  --radius-xl: 16px;
  --radius-pill: 9999px;

  /* Transitions */
  --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-normal: 250ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 350ms cubic-bezier(0.4, 0, 0.2, 1);
}

/* --------------------------------------------------------------------------
   2. Modern Reset & Ergonomic Standards
   -------------------------------------------------------------------------- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-family: var(--font-family-sans);
  font-size: 100%;
  line-height: var(--lh-normal);
  color: var(--color-text-main);
  background-color: var(--color-surface-bg);
  -webkit-text-size-adjust: 100%;
  text-rendering: optimizeLegibility;
  -webkit-font-smoothing: antialiased;
  scroll-behavior: smooth;
  overflow-x: clip; /* Prevent horizontal scroll without breaking position:sticky */
}

body {
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  min-height: 100vh;
  overflow-x: clip; /* Prevent horizontal scroll without breaking position:sticky */
  position: relative;
  background-color: var(--color-surface-bg);
}

img, picture, svg, video {
  display: block;
  max-width: 100%;
  height: auto;
}

input, button, textarea, select {
  font: inherit;
  color: inherit;
}

button {
  cursor: pointer;
  background: none;
  border: none;
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover, a:focus-visible {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

ul, ol {
  list-style: none;
}

/* Accessible Focus States */
:focus-visible {
  outline: 3px solid var(--color-gold);
  outline-offset: 3px;
}

/* Skip Navigation Link */
.skip-link {
  position: absolute;
  top: -100px;
  inset-inline-start: 1rem;
  background-color: var(--color-navy);
  color: #ffffff;
  padding: 0.75rem 1.5rem;
  font-weight: 700;
  font-size: var(--fs-base);
  z-index: 99999;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-xl);
  transition: top var(--transition-fast);
  text-decoration: none;
}

.skip-link:focus {
  top: 1rem;
  outline: 3px solid var(--color-gold);
}

/* --------------------------------------------------------------------------
   3. Top Announcement & Regulatory Alert Bar
   -------------------------------------------------------------------------- */
.announcement-bar {
  background-color: var(--color-navy);
  color: #ffffff;
  padding: 0.5rem var(--container-pad);
  font-size: var(--fs-xs);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-md);
  border-block-end: 1px solid rgba(255, 255, 255, 0.12);
  z-index: 1001;
}

.announcement-content {
  display: flex;
  align-items: center;
  gap: var(--space-md);
  flex-wrap: wrap;
  line-height: var(--lh-snug);
}

.announcement-tag {
  background-color: var(--color-gold);
  color: #000000;
  padding: 0.15rem 0.5rem;
  border-radius: var(--radius-sm);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-size: 0.6875rem;
}

.announcement-link {
  color: #fefefe;
  text-decoration: underline;
  font-weight: 600;
}

.announcement-link:hover {
  color: var(--color-gold);
}

.announcement-close {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  border-radius: var(--radius-sm);
  color: #ffffff;
  opacity: 0.8;
  transition: opacity var(--transition-fast), background-color var(--transition-fast);
}

.announcement-close:hover, .announcement-close:focus-visible {
  opacity: 1;
  background-color: rgba(255, 255, 255, 0.15);
}

/* --------------------------------------------------------------------------
   4. Sticky Header & Navigation (Direct child of body, pinned at all times)
   -------------------------------------------------------------------------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-block-end: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition-fast), background-color var(--transition-fast);
}

.site-header.scrolled {
  box-shadow: var(--shadow-md);
  background: #ffffff;
}

/* Top utility bar inside header */
.header-utility {
  display: none;
  background-color: var(--color-surface-subtle);
  border-block-end: 1px solid var(--color-border);
  padding: 0.35rem var(--container-pad);
  font-size: var(--fs-xs);
  color: var(--color-text-dim);
}

@media (min-width: 992px) {
  .header-utility {
    display: block;
  }
}

.header-utility-inner {
  max-width: var(--container-max);
  margin-inline: auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-lg);
}

.header-utility-left, .header-utility-right {
  display: flex;
  align-items: center;
  gap: var(--space-lg);
}

.utility-item {
  display: inline-flex;
  align-items: center;
  gap: var(--space-xs);
  color: var(--color-text-dim);
  text-decoration: none;
  font-weight: 500;
}

.utility-item:hover {
  color: var(--color-primary);
  text-decoration: none;
}

.utility-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  background-color: var(--color-navy-soft);
  color: var(--color-navy);
  padding: 0.15rem 0.5rem;
  border-radius: var(--radius-pill);
  font-weight: 600;
  font-size: 0.75rem;
}

/* Main Navigation Bar */
.header-main {
  max-width: var(--container-max);
  margin-inline: auto;
  padding: 0.75rem var(--container-pad);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-md);
  min-height: 72px;
}

.brand-wrapper {
  display: flex;
  align-items: center;
  gap: var(--space-md);
  text-decoration: none;
}

.brand-wrapper:hover {
  text-decoration: none;
}

.brand-logo-janney {
  width: 90px;
  height: auto;
  object-fit: contain;
}

.brand-divider {
  width: 1px;
  height: 38px;
  background-color: var(--color-border-subtle);
}

.brand-identity {
  display: flex;
  flex-direction: column;
}

.brand-title {
  font-family: var(--font-family-serif);
  font-size: var(--fs-md);
  font-weight: 700;
  color: var(--color-primary);
  letter-spacing: -0.01em;
  line-height: var(--lh-tight);
}

.brand-subtitle {
  font-size: var(--fs-xs);
  font-weight: 600;
  color: var(--color-navy);
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

/* Desktop Navigation Menu */
.main-nav {
  display: none;
}

@media (min-width: 992px) {
  .main-nav {
    display: flex;
    align-items: center;
    gap: var(--space-xs);
  }
}

.nav-list {
  display: flex;
  align-items: center;
  gap: var(--space-xs);
}

.nav-link {
  display: inline-flex;
  align-items: center;
  padding: 0.6rem 0.85rem;
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--color-text-main);
  border-radius: var(--radius-md);
  transition: all var(--transition-fast);
  text-decoration: none;
  position: relative;
  min-height: 44px;
}

.nav-link:hover {
  color: var(--color-primary);
  background-color: var(--color-primary-soft);
  text-decoration: none;
}

.nav-link.active {
  color: var(--color-primary);
  background-color: var(--color-primary-soft);
  font-weight: 700;
}

.nav-link.active::after {
  content: "";
  position: absolute;
  bottom: 0.2rem;
  left: 0.85rem;
  right: 0.85rem;
  height: 2px;
  background-color: var(--color-primary);
  border-radius: var(--radius-pill);
}

/* Header Actions */
.header-actions {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
}

.btn-login {
  display: none;
  align-items: center;
  gap: 0.4rem;
  padding: 0.5rem 1rem;
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--color-navy);
  border: 1.5px solid var(--color-navy);
  border-radius: var(--radius-md);
  background: transparent;
  transition: all var(--transition-fast);
  text-decoration: none;
  min-height: 44px;
}

@media (min-width: 768px) {
  .btn-login {
    display: inline-flex;
  }
}

.btn-login:hover {
  background-color: var(--color-navy);
  color: #ffffff;
  text-decoration: none;
}

.btn-primary-header {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.55rem 1.15rem;
  font-size: var(--fs-sm);
  font-weight: 700;
  color: #ffffff;
  background-color: var(--color-primary);
  border: 1.5px solid var(--color-primary);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-fast);
  text-decoration: none;
  min-height: 44px;
}

.btn-primary-header:hover {
  background-color: var(--color-primary-hover);
  border-color: var(--color-primary-hover);
  color: #ffffff;
  text-decoration: none;
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

/* Mobile Drawer Hamburger Button (Touch target >= 48px) */
.mobile-nav-toggle {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  color: var(--color-text-main);
  background: transparent;
  border: 1px solid var(--color-border);
  transition: background-color var(--transition-fast);
}

@media (min-width: 992px) {
  .mobile-nav-toggle {
    display: none;
  }
}

.mobile-nav-toggle:hover, .mobile-nav-toggle:focus-visible {
  background-color: var(--color-surface-subtle);
  color: var(--color-primary);
}

.hamburger-icon {
  width: 24px;
  height: 18px;
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.hamburger-bar {
  display: block;
  width: 100%;
  height: 2.5px;
  background-color: currentColor;
  border-radius: 2px;
  transition: transform var(--transition-normal), opacity var(--transition-normal);
}

.mobile-nav-toggle[aria-expanded="true"] .hamburger-bar:nth-child(1) {
  transform: translateY(7.5px) rotate(45deg);
}

.mobile-nav-toggle[aria-expanded="true"] .hamburger-bar:nth-child(2) {
  opacity: 0;
}

.mobile-nav-toggle[aria-expanded="true"] .hamburger-bar:nth-child(3) {
  transform: translateY(-7.5px) rotate(-45deg);
}

/* Mobile Offcanvas Drawer */
.mobile-drawer-backdrop {
  position: fixed;
  inset: 0;
  background-color: rgba(15, 23, 42, 0.6);
  backdrop-filter: blur(4px);
  z-index: 1050;
  opacity: 0;
  visibility: hidden;
  transition: opacity var(--transition-normal), visibility var(--transition-normal);
}

.mobile-drawer-backdrop.active {
  opacity: 1;
  visibility: visible;
}

.mobile-drawer {
  position: fixed;
  top: 0;
  bottom: 0;
  inset-inline-end: 0;
  width: min(85vw, 380px);
  background-color: #ffffff;
  z-index: 1060;
  box-shadow: var(--shadow-xl);
  display: flex;
  flex-direction: column;
  transform: translateX(100%);
  transition: transform var(--transition-normal);
  overflow-y: auto;
}

.mobile-drawer.active {
  transform: translateX(0);
}

.mobile-drawer-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.25rem 1.5rem;
  border-block-end: 1px solid var(--color-border);
}

.mobile-drawer-title {
  font-family: var(--font-family-serif);
  font-size: var(--fs-md);
  font-weight: 700;
  color: var(--color-primary);
}

.mobile-drawer-close {
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-md);
  color: var(--color-text-dim);
}

.mobile-drawer-close:hover {
  background-color: var(--color-surface-subtle);
  color: var(--color-text-main);
}

.mobile-drawer-nav {
  padding: 1rem 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  flex: 1;
}

.mobile-nav-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0.85rem 1rem;
  font-size: var(--fs-base);
  font-weight: 600;
  color: var(--color-text-main);
  border-radius: var(--radius-md);
  text-decoration: none;
  min-height: 48px;
}

.mobile-nav-link:hover, .mobile-nav-link:focus-visible {
  background-color: var(--color-primary-soft);
  color: var(--color-primary);
  text-decoration: none;
}

.mobile-nav-link.active {
  background-color: var(--color-primary-soft);
  color: var(--color-primary);
  font-weight: 700;
  border-inline-start: 4px solid var(--color-primary);
}

.mobile-drawer-footer {
  padding: 1.5rem;
  border-block-start: 1px solid var(--color-border);
  background-color: var(--color-surface-subtle);
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.mobile-drawer-footer .btn-block {
  width: 100%;
  justify-content: center;
}

/* --------------------------------------------------------------------------
   5. Global Layout Utilities & Typography
   -------------------------------------------------------------------------- */
main {
  flex: 1 0 auto;
}

.container {
  width: 100%;
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--container-pad);
}

.container-wide {
  width: 100%;
  max-width: var(--container-wide);
  margin-inline: auto;
  padding-inline: var(--container-pad);
}

.section {
  padding-block: clamp(2.5rem, 6vw, 5rem);
}

.section-alt {
  background-color: var(--color-surface-subtle);
}

.section-plum {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-dark) 100%);
  color: #ffffff;
}

.section-navy {
  background: linear-gradient(135deg, var(--color-navy) 0%, var(--color-navy-hover) 100%);
  color: #ffffff;
}

.text-center {
  text-align: center;
}

.text-start {
  text-align: start;
}

.text-plum {
  color: var(--color-primary) !important;
}

.text-gold {
  color: var(--color-gold) !important;
}

.text-muted {
  color: var(--color-text-dim) !important;
}

/* Headings Hierarchy */
h1, h2, h3, h4, h5, h6 {
  color: var(--color-text-main);
  font-weight: 700;
  line-height: var(--lh-tight);
}

.section-plum h1, .section-plum h2, .section-plum h3,
.section-navy h1, .section-navy h2, .section-navy h3 {
  color: #ffffff;
}

h1, .h1-display {
  font-family: var(--font-family-serif);
  font-size: var(--fs-3xl);
  letter-spacing: -0.02em;
}

h2, .section-title {
  font-family: var(--font-family-serif);
  font-size: var(--fs-2xl);
  letter-spacing: -0.015em;
  margin-block-end: var(--space-sm);
}

h3, .card-title {
  font-size: var(--fs-lg);
  letter-spacing: -0.01em;
  margin-block-end: var(--space-xs);
}

h4 {
  font-size: var(--fs-md);
  margin-block-end: var(--space-xs);
}

.section-subtitle {
  display: inline-block;
  font-size: var(--fs-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-primary);
  margin-block-end: var(--space-xs);
}

.section-plum .section-subtitle,
.section-navy .section-subtitle {
  color: var(--color-gold);
}

.section-lead {
  font-size: var(--fs-md);
  line-height: var(--lh-relaxed);
  color: var(--color-text-muted);
  max-width: 720px;
  margin-inline: auto;
  margin-block-end: var(--space-xl);
}

.section-plum .section-lead,
.section-navy .section-lead {
  color: #e2e8f0;
}

/* --------------------------------------------------------------------------
   6. Buttons & Interactive Links (Zero nested interactive elements)
   -------------------------------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.75rem 1.5rem;
  font-size: var(--fs-base);
  font-weight: 600;
  line-height: 1;
  border-radius: var(--radius-md);
  border: 2px solid transparent;
  transition: all var(--transition-normal);
  text-decoration: none;
  min-height: 48px; /* Ergonomic touch target */
  cursor: pointer;
  white-space: normal;
  text-align: center;
}

.btn-primary {
  background-color: var(--color-primary);
  border-color: var(--color-primary);
  color: #ffffff;
  box-shadow: var(--shadow-sm);
}

.btn-primary:hover, .btn-primary:focus-visible {
  background-color: var(--color-primary-hover);
  border-color: var(--color-primary-hover);
  color: #ffffff;
  text-decoration: none;
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-secondary {
  background-color: var(--color-navy);
  border-color: var(--color-navy);
  color: #ffffff;
}

.btn-secondary:hover, .btn-secondary:focus-visible {
  background-color: var(--color-navy-hover);
  border-color: var(--color-navy-hover);
  color: #ffffff;
  text-decoration: none;
  transform: translateY(-2px);
}

.btn-gold {
  background-color: var(--color-gold);
  border-color: var(--color-gold);
  color: #000000;
  font-weight: 700;
}

.btn-gold:hover, .btn-gold:focus-visible {
  background-color: var(--color-gold-hover);
  border-color: var(--color-gold-hover);
  color: #ffffff;
  text-decoration: none;
  transform: translateY(-2px);
}

.btn-outline-primary {
  background-color: transparent;
  border-color: var(--color-primary);
  color: var(--color-primary);
}

.btn-outline-primary:hover, .btn-outline-primary:focus-visible {
  background-color: var(--color-primary);
  color: #ffffff;
  text-decoration: none;
}

.btn-outline-white {
  background-color: transparent;
  border-color: #ffffff;
  color: #ffffff;
}

.btn-outline-white:hover, .btn-outline-white:focus-visible {
  background-color: #ffffff;
  color: var(--color-navy);
  text-decoration: none;
}

.btn-sm {
  padding: 0.45rem 0.9rem;
  font-size: var(--fs-sm);
  min-height: 38px;
}

.btn-group {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-md);
  align-items: center;
}

.btn-icon {
  display: inline-flex;
  align-items: center;
  transition: transform var(--transition-fast);
}

.btn:hover .btn-icon {
  transform: translateX(3px);
}

/* --------------------------------------------------------------------------
   7. Hero Section Components
   -------------------------------------------------------------------------- */
.hero {
  position: relative;
  background: linear-gradient(135deg, #200816 0%, #3e1629 50%, #112338 100%);
  color: #ffffff;
  padding-block: clamp(3rem, 7vw, 6rem);
  overflow: hidden;
}

.hero-overlay-graphic {
  position: absolute;
  inset: 0;
  opacity: 0.08;
  background-image: radial-gradient(#ffffff 1px, transparent 1px);
  background-size: 24px 24px;
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-2xl);
  align-items: center;
  position: relative;
  z-index: 2;
}

@media (min-width: 992px) {
  .hero-grid {
    grid-template-columns: 1.15fr 0.85fr;
  }
}

.hero-content {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: var(--space-md);
}

.hero-badge-container {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-xs);
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.25);
  color: #ffffff;
  padding: 0.35rem 0.85rem;
  border-radius: var(--radius-pill);
  font-size: var(--fs-xs);
  font-weight: 600;
  backdrop-filter: blur(8px);
}

.hero-badge.highlight {
  background-color: var(--color-gold);
  border-color: var(--color-gold);
  color: #000000;
}

.hero-title {
  color: #ffffff;
  font-family: var(--font-family-serif);
  font-size: var(--fs-display);
  font-weight: 700;
  line-height: var(--lh-tight);
}

.hero-subtitle {
  font-size: var(--fs-lg);
  line-height: var(--lh-relaxed);
  color: #e2e8f0;
  max-width: 620px;
}

.hero-media {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  border: 1px solid rgba(255, 255, 255, 0.15);
  aspect-ratio: 16 / 10;
  background-color: var(--color-navy);
}

.hero-media-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.hero-media-card {
  position: absolute;
  bottom: 1rem;
  inset-inline: 1rem;
  background: rgba(15, 23, 42, 0.85);
  backdrop-filter: blur(8px);
  padding: 1rem 1.25rem;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(255, 255, 255, 0.15);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-md);
}

.hero-media-title {
  font-size: var(--fs-sm);
  font-weight: 700;
  color: #ffffff;
}

.hero-media-desc {
  font-size: var(--fs-xs);
  color: #94a3b8;
}

/* Play Button Micro-Interaction */
.btn-play {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 46px;
  height: 46px;
  background-color: var(--color-gold);
  color: #000000;
  border-radius: 50%;
  flex-shrink: 0;
  transition: transform var(--transition-fast), background-color var(--transition-fast);
}

.btn-play:hover {
  transform: scale(1.1);
  background-color: #ffffff;
}

/* --------------------------------------------------------------------------
   8. Stats & Trust Bar
   -------------------------------------------------------------------------- */
.trust-strip {
  background-color: var(--color-surface-subtle);
  border-block-end: 1px solid var(--color-border);
  padding-block: var(--space-xl);
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-lg);
}

@media (min-width: 768px) {
  .stats-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.stat-card {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
  text-align: center;
  padding: 1rem;
  border-radius: var(--radius-lg);
  background: #ffffff;
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
}

.stat-number {
  font-family: var(--font-family-serif);
  font-size: var(--fs-2xl);
  font-weight: 700;
  color: var(--color-primary);
  line-height: var(--lh-tight);
}

.stat-label {
  font-size: var(--fs-xs);
  font-weight: 600;
  color: var(--color-text-dim);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* --------------------------------------------------------------------------
   9. Strategic 4-Step Process (Understand, Plan, Coordinate, Evolve)
   -------------------------------------------------------------------------- */
.process-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-lg);
  margin-block-start: var(--space-xl);
}

@media (min-width: 576px) {
  .process-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 992px) {
  .process-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.process-card {
  position: relative;
  background: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 2rem 1.5rem;
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
  transition: transform var(--transition-normal), box-shadow var(--transition-normal);
  box-shadow: var(--shadow-sm);
  min-width: 0;
}

.process-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-card-hover);
  border-color: var(--color-primary-border);
}

.process-step-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border-radius: var(--radius-lg);
  background-color: var(--color-primary-soft);
  color: var(--color-primary);
  font-weight: 800;
  font-size: var(--fs-md);
  margin-block-end: var(--space-xs);
}

.process-card:nth-child(2) .process-step-badge {
  background-color: var(--color-navy-soft);
  color: var(--color-navy);
}

.process-card:nth-child(3) .process-step-badge {
  background-color: var(--color-gold-soft);
  color: var(--color-gold);
}

.process-card:nth-child(4) .process-step-badge {
  background-color: #f0fdf4;
  color: var(--color-success);
}

.process-title {
  font-size: var(--fs-md);
  font-weight: 700;
  color: var(--color-text-main);
}

.process-desc {
  font-size: var(--fs-sm);
  color: var(--color-text-dim);
  line-height: var(--lh-relaxed);
}

/* --------------------------------------------------------------------------
   10. Awards Showcase & Badges
   -------------------------------------------------------------------------- */
.awards-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-lg);
}

@media (min-width: 640px) {
  .awards-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .awards-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.award-card {
  background: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: var(--space-md);
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition-fast), box-shadow var(--transition-fast);
  min-width: 0;
}

.award-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
  border-color: var(--color-gold-border);
}

.award-badge-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-sm);
}

.award-year-tag {
  background-color: var(--color-gold-soft);
  color: var(--color-gold);
  border: 1px solid var(--color-gold-border);
  font-size: var(--fs-xs);
  font-weight: 700;
  padding: 0.2rem 0.6rem;
  border-radius: var(--radius-pill);
}

.award-title {
  font-size: var(--fs-md);
  font-weight: 700;
  color: var(--color-primary);
  line-height: var(--lh-snug);
}

.award-honorees {
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--color-navy);
}

.award-desc {
  font-size: var(--fs-sm);
  color: var(--color-text-dim);
  line-height: var(--lh-normal);
}

/* --------------------------------------------------------------------------
   11. Team Cards & Advisor Profiles
   -------------------------------------------------------------------------- */
.team-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-xl);
}

@media (min-width: 640px) {
  .team-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .team-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.team-card {
  background: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
  transition: transform var(--transition-normal), box-shadow var(--transition-normal);
  min-width: 0;
}

.team-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-card-hover);
  border-color: var(--color-primary-border);
}

.team-card-img-wrapper {
  position: relative;
  width: 100%;
  aspect-ratio: 1 / 1;
  background-color: var(--color-surface-alt);
  overflow: hidden;
}

.team-card-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top center;
  transition: transform var(--transition-slow);
}

.team-card:hover .team-card-img {
  transform: scale(1.03);
}

.team-card-badge {
  position: absolute;
  top: 0.75rem;
  inset-inline-end: 0.75rem;
  background-color: var(--color-primary);
  color: #ffffff;
  padding: 0.25rem 0.65rem;
  border-radius: var(--radius-pill);
  font-size: var(--fs-xs);
  font-weight: 700;
  box-shadow: var(--shadow-sm);
}

.team-card-body {
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  flex: 1;
  gap: var(--space-sm);
}

.team-member-name {
  font-size: var(--fs-lg);
  font-weight: 700;
  color: var(--color-text-main);
  line-height: var(--lh-tight);
}

.team-member-title {
  font-size: var(--fs-xs);
  font-weight: 700;
  color: var(--color-primary);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.team-member-credentials {
  font-size: var(--fs-xs);
  font-weight: 600;
  color: var(--color-navy);
}

.team-member-bio {
  font-size: var(--fs-sm);
  color: var(--color-text-dim);
  line-height: var(--lh-relaxed);
  margin-block: var(--space-xs);
  flex: 1;
}

.team-member-contact {
  padding-block-start: var(--space-sm);
  border-block-start: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
  font-size: var(--fs-xs);
}

.team-contact-link {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  color: var(--color-text-muted);
  text-decoration: none;
  font-weight: 500;
}

.team-contact-link:hover {
  color: var(--color-primary);
  text-decoration: underline;
}

/* --------------------------------------------------------------------------
   12. Services & Solutions Grid
   -------------------------------------------------------------------------- */
.services-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-lg);
}

@media (min-width: 640px) {
  .services-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .services-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.service-card {
  background: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition-normal), box-shadow var(--transition-normal);
  min-width: 0;
}

.service-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-card-hover);
  border-color: var(--color-primary-border);
}

.service-icon-box {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-lg);
  background-color: var(--color-primary-soft);
  color: var(--color-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.service-card-title {
  font-size: var(--fs-md);
  font-weight: 700;
  color: var(--color-text-main);
  line-height: var(--lh-snug);
}

.service-card-text {
  font-size: var(--fs-sm);
  color: var(--color-text-dim);
  line-height: var(--lh-relaxed);
  flex: 1;
}

.service-card-link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: var(--fs-sm);
  font-weight: 700;
  color: var(--color-primary);
  text-decoration: none;
  margin-block-start: auto;
}

.service-card-link:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

/* --------------------------------------------------------------------------
   13. Comparison Tables (Advisory vs Brokerage & Form CRS)
   -------------------------------------------------------------------------- */
.table-responsive {
  width: 100%;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  border-radius: var(--radius-xl);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
  background-color: #ffffff;
  margin-block: var(--space-xl);
}

.comparison-table {
  width: 100%;
  border-collapse: collapse;
  text-align: start;
  font-size: var(--fs-sm);
}

.comparison-table th, .comparison-table td {
  padding: 1.15rem 1.25rem;
  border-block-end: 1px solid var(--color-border);
  vertical-align: top;
}

.comparison-table th {
  background-color: var(--color-navy);
  color: #ffffff;
  font-weight: 700;
  font-size: var(--fs-base);
  text-align: start;
}

.comparison-table th.highlight-col {
  background-color: var(--color-primary);
}

.comparison-table tr:last-child td {
  border-block-end: none;
}

.comparison-table tr:nth-child(even) td {
  background-color: var(--color-surface-subtle);
}

.comparison-table tr:hover td {
  background-color: var(--color-primary-soft);
}

.table-feature-title {
  font-weight: 700;
  color: var(--color-text-main);
  display: block;
  margin-block-end: 0.25rem;
}

/* --------------------------------------------------------------------------
   14. Insights, News & Events Cards
   -------------------------------------------------------------------------- */
.insights-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-xl);
}

@media (min-width: 640px) {
  .insights-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .insights-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.insight-card {
  background: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: transform var(--transition-normal), box-shadow var(--transition-normal);
  min-width: 0;
}

.insight-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-card-hover);
  border-color: var(--color-primary-border);
}

.insight-card-media {
  position: relative;
  aspect-ratio: 16 / 9;
  background-color: var(--color-navy);
  overflow: hidden;
}

.insight-card-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--transition-slow);
}

.insight-card:hover .insight-card-img {
  transform: scale(1.05);
}

.insight-category-tag {
  position: absolute;
  top: 0.75rem;
  inset-inline-start: 0.75rem;
  background-color: rgba(15, 23, 42, 0.85);
  color: #ffffff;
  backdrop-filter: blur(4px);
  padding: 0.25rem 0.65rem;
  border-radius: var(--radius-pill);
  font-size: var(--fs-xs);
  font-weight: 600;
}

.insight-card-body {
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  flex: 1;
  gap: var(--space-sm);
}

.insight-date {
  font-size: var(--fs-xs);
  color: var(--color-text-dim);
  font-weight: 500;
}

.insight-title {
  font-size: var(--fs-md);
  font-weight: 700;
  color: var(--color-text-main);
  line-height: var(--lh-snug);
}

.insight-snippet {
  font-size: var(--fs-sm);
  color: var(--color-text-dim);
  line-height: var(--lh-relaxed);
  flex: 1;
}

/* --------------------------------------------------------------------------
   15. FAQ Accordion (AEO / GEO Voice Search Optimized)
   -------------------------------------------------------------------------- */
.faq-container {
  max-width: 860px;
  margin-inline: auto;
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.faq-item {
  background: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.faq-item:hover {
  border-color: var(--color-primary-border);
}

.faq-item.active {
  border-color: var(--color-primary);
  box-shadow: var(--shadow-sm);
}

.faq-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-md);
  padding: 1.25rem 1.5rem;
  text-align: start;
  font-size: var(--fs-base);
  font-weight: 700;
  color: var(--color-text-main);
  background: transparent;
  border: none;
  min-height: 48px;
  cursor: pointer;
}

.faq-trigger:hover, .faq-trigger:focus-visible {
  color: var(--color-primary);
}

.faq-icon {
  width: 24px;
  height: 24px;
  flex-shrink: 0;
  color: var(--color-primary);
  transition: transform var(--transition-normal);
}

.faq-item.active .faq-icon {
  transform: rotate(180deg);
}

.faq-panel {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-normal) ease-out, padding var(--transition-normal);
  padding-inline: 1.5rem;
  padding-block: 0;
}

.faq-item.active .faq-panel {
  max-height: 500px;
  padding-block-end: 1.5rem;
}

.faq-answer {
  font-size: var(--fs-sm);
  color: var(--color-text-muted);
  line-height: var(--lh-relaxed);
  border-block-start: 1px solid var(--color-border);
  padding-block-start: 1rem;
}

/* --------------------------------------------------------------------------
   16. Forms & Consultation Lead Capture (WCAG 2.1 AA Compliant)
   -------------------------------------------------------------------------- */
.form-card {
  background: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: clamp(1.5rem, 5vw, 2.5rem);
  box-shadow: var(--shadow-lg);
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-lg);
}

@media (min-width: 640px) {
  .form-grid-2 {
    grid-template-columns: repeat(2, 1fr);
  }
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
}

.form-label {
  font-size: var(--fs-sm);
  font-weight: 700;
  color: var(--color-text-main);
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.form-required {
  color: var(--color-error);
  font-size: 0.85em;
  margin-inline-start: 0.25rem;
}

.form-input, .form-select, .form-textarea {
  width: 100%;
  padding: 0.75rem 1rem;
  font-size: var(--fs-base);
  color: var(--color-text-main);
  background-color: #ffffff;
  border: 1.5px solid var(--color-border-subtle);
  border-radius: var(--radius-md);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
  min-height: 48px;
}

.form-textarea {
  min-height: 120px;
  resize: vertical;
}

.form-input:hover, .form-select:hover, .form-textarea:hover {
  border-color: var(--color-text-dim);
}

.form-input:focus, .form-select:focus, .form-textarea:focus {
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(100, 40, 69, 0.15);
  outline: none;
}

.form-helper {
  font-size: var(--fs-xs);
  color: var(--color-text-dim);
  line-height: var(--lh-snug);
}

.checkbox-group {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  cursor: pointer;
}

.checkbox-input {
  width: 20px;
  height: 20px;
  margin-block-start: 0.15rem;
  accent-color: var(--color-primary);
  flex-shrink: 0;
  cursor: pointer;
}

.checkbox-label {
  font-size: var(--fs-xs);
  color: var(--color-text-dim);
  line-height: var(--lh-normal);
}

.form-status {
  display: none;
  padding: 1rem 1.25rem;
  border-radius: var(--radius-md);
  font-size: var(--fs-sm);
  font-weight: 600;
  margin-block-end: var(--space-md);
}

.form-status.success {
  display: block;
  background-color: var(--color-success-bg);
  border: 1px solid var(--color-success);
  color: var(--color-success);
}

.form-status.error {
  display: block;
  background-color: var(--color-error-bg);
  border: 1px solid var(--color-error);
  color: var(--color-error);
}

/* --------------------------------------------------------------------------
   17. Accessible Modal Dialogs (Video Player / Consultation)
   -------------------------------------------------------------------------- */
.modal-backdrop {
  position: fixed;
  inset: 0;
  background-color: rgba(15, 23, 42, 0.75);
  backdrop-filter: blur(6px);
  z-index: 2000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: var(--container-pad);
  opacity: 0;
  visibility: hidden;
  transition: opacity var(--transition-normal), visibility var(--transition-normal);
}

.modal-backdrop.active {
  opacity: 1;
  visibility: visible;
}

.modal-dialog {
  background-color: #ffffff;
  border-radius: var(--radius-xl);
  width: 100%;
  max-width: 800px;
  max-height: 90vh;
  overflow-y: auto;
  box-shadow: var(--shadow-xl);
  position: relative;
  transform: scale(0.95);
  transition: transform var(--transition-normal);
}

.modal-backdrop.active .modal-dialog {
  transform: scale(1);
}

.modal-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.25rem 1.75rem;
  border-block-end: 1px solid var(--color-border);
}

.modal-title {
  font-size: var(--fs-md);
  font-weight: 700;
  color: var(--color-text-main);
}

.modal-close-btn {
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-md);
  color: var(--color-text-dim);
  transition: all var(--transition-fast);
}

.modal-close-btn:hover {
  background-color: var(--color-surface-subtle);
  color: var(--color-text-main);
}

.modal-body {
  padding: 1.75rem;
}

.modal-video-wrapper {
  position: relative;
  aspect-ratio: 16 / 9;
  background-color: #000000;
  border-radius: var(--radius-lg);
  overflow: hidden;
}

.modal-video-iframe {
  width: 100%;
  height: 100%;
  border: none;
}

/* --------------------------------------------------------------------------
   18. Back to Top Floating Button (>= 48px, accessible)
   -------------------------------------------------------------------------- */
.back-to-top {
  position: fixed;
  bottom: 2rem;
  inset-inline-end: 2rem;
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background-color: var(--color-primary);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-lg);
  z-index: 999;
  opacity: 0;
  visibility: hidden;
  transform: translateY(12px);
  transition: opacity var(--transition-normal), visibility var(--transition-normal), transform var(--transition-normal), background-color var(--transition-fast);
  border: 2px solid rgba(255, 255, 255, 0.2);
}

.back-to-top.visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.back-to-top:hover, .back-to-top:focus-visible {
  background-color: var(--color-primary-hover);
  color: #ffffff;
  transform: translateY(-3px);
  box-shadow: var(--shadow-xl);
}

/* --------------------------------------------------------------------------
   19. Comprehensive Regulatory Footer (Multi-column)
   -------------------------------------------------------------------------- */
.site-footer {
  background-color: #081528;
  color: #cbd5e1;
  font-size: var(--fs-sm);
  border-block-start: 4px solid var(--color-primary);
  margin-block-start: auto;
}

.footer-top {
  padding-block: clamp(3rem, 6vw, 4.5rem);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-2xl);
}

@media (min-width: 640px) {
  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .footer-grid {
    grid-template-columns: 1.4fr 0.9fr 0.9fr 1.2fr;
  }
}

.footer-col {
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.footer-logo {
  width: 140px;
  height: auto;
  filter: brightness(0) invert(1);
}

.footer-tagline {
  color: #94a3b8;
  line-height: var(--lh-relaxed);
  font-size: var(--fs-sm);
}

.footer-heading {
  font-size: var(--fs-base);
  font-weight: 700;
  color: #ffffff;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-block-end: 0.5rem;
  border-block-end: 2px solid var(--color-gold);
  padding-block-end: 0.4rem;
  display: inline-block;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}

.footer-link {
  color: #94a3b8;
  text-decoration: none;
  transition: color var(--transition-fast);
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}

.footer-link:hover, .footer-link:focus-visible {
  color: #ffffff;
  text-decoration: underline;
}

.footer-office-card {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.1);
  padding: 1rem;
  border-radius: var(--radius-md);
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
}

.footer-office-title {
  font-weight: 700;
  color: var(--color-gold);
  font-size: var(--fs-xs);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.footer-office-text {
  font-size: var(--fs-xs);
  color: #cbd5e1;
  line-height: var(--lh-snug);
}

/* Regulatory Middle Bar (BrokerCheck) */
.footer-brokercheck-bar {
  background-color: #050d1a;
  padding-block: var(--space-lg);
  border-block-start: 1px solid rgba(255, 255, 255, 0.08);
  border-block-end: 1px solid rgba(255, 255, 255, 0.08);
}

.brokercheck-content {
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
  align-items: center;
  text-align: center;
}

@media (min-width: 768px) {
  .brokercheck-content {
    flex-direction: row;
    justify-content: space-between;
    text-align: start;
  }
}

.brokercheck-logo-img {
  width: 140px;
  height: auto;
}

.brokercheck-text {
  font-size: var(--fs-xs);
  color: #94a3b8;
  max-width: 750px;
  line-height: var(--lh-snug);
}

.btn-brokercheck {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background-color: transparent;
  color: #ffffff;
  border: 1px solid rgba(255, 255, 255, 0.3);
  padding: 0.4rem 0.85rem;
  border-radius: var(--radius-sm);
  font-size: var(--fs-xs);
  font-weight: 600;
  white-space: nowrap;
  text-decoration: none;
}

.btn-brokercheck:hover {
  background-color: #ffffff;
  color: #000000;
  text-decoration: none;
}

/* Regulatory Disclosures & Legal Copy */
.footer-disclosures {
  background-color: #030812;
  padding-block: var(--space-xl);
  font-size: 0.6875rem; /* 11px compliant legal text */
  color: #64748b;
  line-height: 1.6;
}

.footer-disclosures p {
  margin-block-end: 0.75rem;
}

.footer-bottom-strip {
  border-block-start: 1px solid rgba(255, 255, 255, 0.06);
  padding-block-start: var(--space-md);
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
  align-items: center;
  justify-content: space-between;
}

@media (min-width: 768px) {
  .footer-bottom-strip {
    flex-direction: row;
  }
}

.footer-legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-md);
}

.footer-legal-links a {
  color: #64748b;
  text-decoration: none;
}

.footer-legal-links a:hover {
  color: #94a3b8;
  text-decoration: underline;
}

/* --------------------------------------------------------------------------
   20. Print & Reduced-Motion Accessibility Overrides
   -------------------------------------------------------------------------- */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

@media print {
  .site-header, .announcement-bar, .back-to-top, .site-footer {
    display: none !important;
  }

  body {
    background: #ffffff !important;
    color: #000000 !important;
  }

  .container {
    max-width: 100% !important;
    padding: 0 !important;
  }
}